Employee Benefits

Open Enrollment 2018/2019

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• The Premier Plan's calendar year out-of-pocket medical is now $2,500 (reduced from $3,000) per person and $5,000 (reduced from $6,000) for family.
• The Standard Plan's calendar year out-of-pocket medical is now $3,500 (reduced from $4,000) per person and $7,000 (reduced from $8,000) for family.
• The Basic Plan was enriched in 2017/18 as the deductible is now $1,000 (reduced from $1,500) per person and $2,000 (reduced from $3,000) for family, and the coinsurance is now 30% (reduced from 50%).
• The CDHP Plan's medical deductible is now $1,500 (reduced from $1,750) per person and $3,000 (reduced from $3,500) for family and the calendar year out-of-pocket medical is now $5,000 (reduced from $6,450) per person and $10,000 (reduced from $12,900) for family.

There will also be no rate increases for our dental and vision plans. This rate lock is partly the result of a multi-year effort of work by the JPA (with LTCC representative participation) to better contain costs, renegotiate better medical provider contracts, and be more efficient. 

To compare the information for all four, see Benefits at a Glance.
 
What you need to do for Open Enrollment 2018/19:
Fill out a Form:

• If you end up in Premier or Standard for 2018/19, fill out a Payroll Deduction Form
• If you end up in Basic for 2018/19, fill out a Payroll Contribution Form and sign up for either a 403(b) or 457 plan if not already
• If you end up in CDHP for 2018/19, fill out a Payroll Contribution Form and sign up for either a HSA, 403(b) or 457 plan if not already

Do you want to change your plan?

• Electronically fill out the Change Form
• If you end up in Premier or Standard for 2018/19, fill out a Payroll Deduction Form
• If you end up in Basic for 2018/19, fill out a Payroll Contribution Form and sign up for either a 403(b) or 457 plan if not already
• If you end up in CDHP for 2018/19, fill out a Payroll Contribution Form and sign up for either a HSA, 403(b) or 457 plan if not already

All forms must be submitted to Human Resources by Wednesday, May 30, 2018 at 5pm.   

Plan Information

The PPO Plan Book has definitions, explanations of medical benefits, claim procedures and more.  Please look here for detailed information about the PPO plan.

Each eligible employee has the choice among four levels of coverage:

• Premier
• Standard
• Basic
• CDHP

All levels of coverage include the same Dental, Vision, and Life Insurance:

• Delta Dental Plan D1B - Plan Book
• VSP Vision Insurance - C Plan
• Voya Life Insurance

The CalSTRS Pension2 Booklet has detailed information about 403(b) and 457 retirement plans. 

Health and Welfare

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1. headaches
2. back pain
3. urinary tract infections

ER visits are expensive both for the covered individual and for the insurance provider which eventually bleed into premium costs. To try and avoid unwarranted costs, TCSIG provides a number of cost saving methods to its members.

• Healthcare Bluebook is a FREE added healthcare benefit to help TCSIG members shop for care, compare facilities, save money on healthcare services, and earn rewards.
  • Download the Healthcare Bluebook app and use the mobile access code: TCSIG
  • Enter for the chance to WIN an Amazon gift card!!!

• TCSIG Wellness Center eVisits, this FREE benefit for TCSIG members uses an online application will allow you to visit face-to-face with one of our Nurse Practitioners via video-chat from your desktop or mobile device.
  • To register go to the eVisit (https://app.evisit.com/ng/#/enroll/tcsigwellnesscenter) site to set up your telehealth account.
  • Download the eVisit app for virtual visits on your mobile device.
  • Click to see which generic medications and other designated supplies are FREE when you visit the TCSIG Wellness Center via eVisit! Arrives in 4-5 business days.

• PlushCare gives you 24/7/365 access to top U.S. doctors through the convenience of phone or video consults. That means you can talk to a doctor anytime you need care NOW
  • Download the PlushCare app for virtual visits on your mobile device.
  • FREE for TCSIG members on the premier, standard, and basic plans. Cost for CDHP plan members is $49 per visit.

• LiveHealth Online, whether you’re at home in the middle of the night or in the middle of a road trip. You can talk to a doctor any time of day, wherever you are. LiveHealth Online lets you have face-to-face conversations with a doctor on your computer or mobile device. It’s medical advice the moment you need it. No appointments. No waiting. So simple. And it costs the same or less than you’d pay for a regular doctor visit. 
  • Download the LiveHealth Online app for virtual visits on your mobile device.
  • FREE for TCSIG members on the premier, standard, and basic plans. Cost for CDHP plan members is $49 per visit.
  • The cost is $49 per medical visit if you do not have insurance.
  • Now you can see a psychologist or therapist at home in just a few days, using LiveHealth Online Psychology you can talk face-to-face with a licensed therapist or psychologist through high-definition video on your smartphone, tablet or computer with a webcam. Cost for per cognitive visit ranges from $89-$110 per visit.

 

Retirement

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Training and Development

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The District shall make every reasonable effort each fiscal year for the professional development of its classified staff. This funding will be used to support all professional development activities, whether offered to all bargaining unit members as a group or for the individual funding of continued education or other personal development of individual unit members. (16.2.1) 

To apply for professional development funds, use the Professional Development Application.

 

Additional Information

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