Employee Benefits

Open Enrollment 2019/2020

There is no rate increase for 2019/2020 PPO plans.

In the last two years our medical plans have been enriched to provide lower costs covered members.

  • The Premier Plan's calendar year out-of-pocket medical is $2,500 (reduced from $3,000) per person and $5,000 (reduced from $6,000) for family.
  • The Standard Plan's calendar year out-of-pocket medical is $3,500 (reduced from $4,000) per person and $7,000 (reduced from $8,000) for family.
  • The Basic Plan was enriched in 2017/18 as the deductible is $1,000 (reduced from $1,500) per person and $2,000 (reduced from $3,000) for family, and the coinsurance is now 30% (reduced from 50%).
  • The CDHP Plan's medical deductible is $1,500 (reduced from $1,750) per person and $3,000 (reduced from $3,500) for family and the calendar year out-of-pocket medical is now $5,000 (reduced from $6,450) per person and $10,000 (reduced from $12,900) for family.

There is also no rate increases for our dental and vision plans. This rate lock is partly the result of a multi-year effort of work by the JPA (with LTCC representative participation) to better contain costs, renegotiate better medical provider contracts, and be more efficient. 

To compare the information for all four, see Benefits at a Glance.

What you need to do for Open Enrollment 2019/2020:
Fill out a Form:

Do you want to change your plan?

Electronically fill out the Change Form

All forms must be submitted to Human Resources by Friday, May 31, 2019 at 5pm.

 

Health and Welfare

The District provides an annual cap of $18,456 per eligible employee, along with their dependents, to be applied toward a Health and Welfare benefit package and medical plan of their choice from our Tri County Schools Insurance Group (TCSIG) provider.
 
The PPO Plan Book has definitions, explanations of medical benefits, claim procedures and more. Please look here for detailed information about the PPO plan.

Each eligible employee can choose of four comprehensive medical plans:
All levels of coverage include the same dental, vision, and life insurance, and long-term disability benefits:
 
Detailed Health & Welfare Coverage and Information
 
TCSIG Medical Insurance
TCSIG provides employees with Preferred Provider Organization (PPO) plans that include out of pocket deductibles.
 
All U.S. Preventive Services Task Force grade of A or B recommendations are covered at 100% for benefited employees regardless of medical plan.
 
The following list are other amenities included in TCSIG's medical coverage:
 
• TCSIG Wellness Center
• TCSIG Wellness Center eVisits
• Prescriptions
• Mental Health/Chemical Dependency
• Anthem Bluecross-Find a Doctor
• Delta TeamCare
• TCSIG Service Partners
• Glossary of Terms
 
TCSIG Dental Insurance
All TCSIG medical plans accompany the D1B Dental Plan. The annual maximum TCSIG will pay for dental work is $2,000 unless the insured uses a dentist approved by the Delta Preferred Option program. Then the additional $250 is added to the annual maximum.  If a non-participating dentist is used, then costs of covered benefits will only be covered at 50%.
 
TCSIG Vision Insurance
All TCSIG medical plans accompany the C Vision Plan. Refer to the C Vision Plan for detailed information. This plan covers a free yearly eye exam. Additionally, a yearly eyeglass frame allowance of $150 (with 20% discount on frame overage) OR a yearly contact lens allowance of $140 is also included. To view your personal benefit information, visit VSP. You may also call VSP at (800) 877-7195.
 
Saving money for the employee and employer
The top three reasons TCSIG members visit the emergency room are:
  1. headaches
  2. back pain
  3. urinary tract infections

ER visits are expensive both for the covered individual and for the insurance provider which eventually bleed into premium costs. To try and avoid unwarranted costs, TCSIG provides a number of cost saving methods to its members.

  • Healthcare Bluebook is a FREE added healthcare benefit to help TCSIG members shop for care, compare facilities, save money on healthcare services, and earn rewards.
    • Download the Healthcare Bluebook app and use the mobile access code: TCSIG
  • PlushCare gives you 24/7/365 access to top U.S. doctors through the convenience of phone or video consults. That means you can talk to a doctor anytime you need care NOW
    • Download the PlushCare app for virtual visits on your mobile device.
    • FREE for TCSIG members on the premier, standard, and basic plans. Cost for CDHP plan members is $49 per visit.
  • LiveHealth Online, whether you’re at home in the middle of the night or in the middle of a road trip. You can talk to a doctor any time of day, wherever you are. LiveHealth Online lets you have face-to-face conversations with a doctor on your computer or mobile device. It’s medical advice the moment you need it. No appointments. No waiting. So simple. And it costs the same or less than you’d pay for a regular doctor visit. 
    • Download the LiveHealth Online app for virtual visits on your mobile device.
    • FREE for TCSIG members on the premier, standard, and basic plans. Cost for CDHP plan members is $49 per visit.
    • The cost is $49 per medical visit if you do not have insurance.
    • Now you can see a psychologist or therapist at home in just a few days, using LiveHealth Online Psychology you can talk face-to-face with a licensed therapist or psychologist through high-definition video on your smartphone, tablet or computer with a webcam. Cost for per cognitive visit ranges from $89-$110 per visit.
 

Retirement

LTCC is proud to offer the following three retirement systems:
 
• CalPERS
• To check on CalPERS retirement information, log in.
• CalSTRS
• To check on CalSTRS retirement information, log in.
• A.P.P.L.E.
• To check on A.P.P.L.E. retirement information, log in.
• Request Payout
 
The District allows for employees to open and contribute to volunatary 403(b) and 457 retirement plans. The CalSTRS Pension2 Booklet has detailed information about 403(b) and 457 retirement plans. Sign up for either a 403(b) or 457 plans and contact Human Resources for verification.
 
 

Training and Development

Lake Tahoe Community College (LTCC) is dedicated to professional development for classified staff members. A trained staff is an investment that is valued and supported. A trained staff is a confident, effective staff that enhances the educational experience of our students.

To apply for professional development funds, use the Professional Development Application.

 

Additional Information

Part 2 Information:

The District has received preliminary findings on the classification portion of the overall study from Ewing Consulting.

Based on input from your questionnaire and classification interview, a job description has been drafted and classification assigned to your position. You should have received a link to your specific job description on Thursday June 8, along with the feedback form as an attachment.

Feedback forms for both supervisor and employee are due back to the Human Resource Office by 5pm on June 15. 

If we do not receive a feedback form from you, we will assume you are satisfied with the classification title and description.

Please contact the Human Resource Office with any questions.

 

Part 1 Information:

Employee Orientations conducted on Thursday, January 26, 2017.
 
Supervisor Orientation conducted during PAC on Tuesday, February 14, 2017.
 
Employee Cover Letter & Position Information Questionnaire - due to your supervisor by Thursday, February 16, 2017
(Your supervisor is whoever signs your evaluation.)
 
Supervisors (supervisor cover letter) to turn completed forms into Human Resources by Wednesday, March 1, 2017.
 
Interview sessions to be conducted on March 29-31, 2017.
 
Advisory Committee Members

Classified reps:
Kathy Strain - ext. 267
Heather Cade - ext. 212
Julie Booth - ext. 477

Confidential/Director rep:
Al Frangione - ext. 322
 
District reps:
Shelley Hansen - ext. 269
Mark Zacovic, Ph.D. - ext. 675
 
"Small 8" Community College Comparisons:
Lake Tahoe Community College District
Mendocino-Lake Community College District
Siskiyous Joint Community College District
Feather River Community College District
Barstow Community College District
Copper Mountain College District
Lassen Community College District
Palo Verde Community College District

 

Local Public Agency Comparisons:
Lake Tahoe Unified School District
City of South Lake Tahoe
El Dorado County
South Tahoe Public Utilities District
El Dorado County of Education

There will be no rate increase for 2018/2019 PPO plans.

The Premier, Standard and CDHP plans have been enriched as well.

  • The Premier Plan's calendar year out-of-pocket medical is now $2,500 (reduced from $3,000) per person and $5,000 (reduced from $6,000) for family.
  • The Standard Plan's calendar year out-of-pocket medical is now $3,500 (reduced from $4,000) per person and $7,000 (reduced from $8,000) for family.
  • The Basic Plan was enriched in 2017/18 as the deductible is now $1,000 (reduced from $1,500) per person and $2,000 (reduced from $3,000) for family, and the coinsurance is now 30% (reduced from 50%).
  • The CDHP Plan's medical deductible is now $1,500 (reduced from $1,750) per person and $3,000 (reduced from $3,500) for family and the calendar year out-of-pocket medical is now $5,000 (reduced from $6,450) per person and $10,000 (reduced from $12,900) for family.

There will also be no rate increases for our dental and vision plans. This rate lock is partly the result of a multi-year effort of work by the JPA (with LTCC representative participation) to better contain costs, renegotiate better medical provider contracts, and be more efficient. 

To compare the information for all four, see Benefits at a Glance.

What you need to do for Open Enrollment 2018/2019:
Fill out a Form:

Do you want to change your plan?

Electronically fill out the Change Form


All forms must be submitted to Human Resources by Wednesday, May 30, 2018 at 5pm.